We were engaged by a client to conduct a pre-litigation report on a Chinese debtor who resided in the UK; including tracing their current whereabouts and assets. The debtor had entered into a loan agreement with our client for the sum of GBP 10,000 and subsequently defaulted.

The initial lack of positive identification of the debtor in the UK raised concern, however; upon further investigation and analysis of the Chinese spelling, we were able to find the debtor’s correct details and whereabouts.

Our investigation revealed that the subject had only one potential asset with one lender charges, one Unilateral Notice Charging Order issued by Central London County Court, and three unsatisfied monetary judgements totalling nearly GBP 70,000.

The Client was then able to make an informed decision as to whether issue proceedings, obtain a judgment and join the other charge holders on the property.